The please complaining about Ho, eland Healthcare are liars. I have benn selling Homeland for 2 years. Everything is up-front on the website. SureCare has a 12 month wait on pre-ex (waived with current credible coverage) and NPX plans have no wait period. If the doctor is in BeechStreet they accept this insurance. Claims are paid promptly as per plan details (clearly specified on website). As with all "Limited Benefit" plans there are limits. The addition of a Critical Illness rider or policy helps fill these gaps. I have many, many happy customers.
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