Do not use Direct Capital, They will take your money unfairly. After bidding on some equipment on ebay, direct capital was excited to contact me to try to finance, I agreed and they asked me for a downpayment.
Then they would not finance the equipment and now will not return my downpayment. I questioned the legality of this and they said the only way they will return it if is I buy a credit report for $250.00. So they currently are holding approx $1,300.00 for a year and say I have no recourse.
Another ripoff tactic they use is sending you a late fee incorrectly. They will not provide you with a payment history without charging you $25.00.
There are plenty of legit leasing companys out there, use them.
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