Been with Merrick Bank a few years, no problems. All of a sudden they want to add a $90 annual fee in which they will add an extra $8/month to my bill to cover it. It's ridiculous. I got this card with no annual fee, that is why I chose it. A few years later, here they are wanting to charge me for it. That is a catch that I never thought of. Now I know. I did have a couple late payments this past year, but fixed it right away. But, they did cancel any usage of my card without my permission and want me to call them about it. I have not done anything wrong except the 2 late payments that I paid when I found out I was a week late. They said nothing would affect my credit, but I think it did just for those 2 late payments. They have lost a customer. The new policy about the new annual fee is if the consumer does not agree with the new fee's, the card will be closed for good. I hope so. I am done with them.
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