I was contacted by a credit card company called salute visa gold, they told me i had an outstanding balance with them. The man i talked to did not speak English, i tried to tell him that we do not have a credit card with you.in fact we do not carry any credit cards. I asked him to tell me some information on this, as when was this card issued, he would not give me any information, all he said was i should have a bill in the mail and he hung up the phone. Well 3 days later i received a bill from Midland funding LLC, they recentley purchased this salute visa gold account, they are a debt collection company. And they are saying that they will settle with me for 40 percent off of my current balance. I do not have a balance period. I have never heard of salute visa gold. And i will not pay for something that i do not owe. This has now gone against my credit score. And i cannot even get a copy of this so called account from anyone. Shame on this company in our hard times they are trying to make a buck off of the innocent. Needless to say i am going to fight this tooth and nail. I am going to the police station and filing fraud on this company. I am going all out here. Is there anything else that i can do about this matter? Thank you
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