On April 15 I went online to look for an affordable insurance to include my wife as well. I filled up the required info they ask with step by step aproach just to tell you at the end thank you we'll call you back.
Next day a sweet voiced woman called me up explaining the benefits I would be receiving at $495.00 a month.
I told her the type of medications we are taking (I am 62 my wife is 60 years of age). There would be no problem, everything would be covered no less than what my employer used to provide for us. Our coverage would start on May 15th.
The sting started when I received only one card on my wife's name. I needed one on my name and I callled the sweet voiced lady to find out that she is the marketing agent (I paid her $125.00 commission fee). I should be contacting RBA offices. A nasty young woman handled my request and to this day I did not get an ID card.
Real problem started when my wife went for her routine gynecologist check up. I have been told it is a pre-existing condition they don't pay.
They don't pay for our medications and they are not major medical. When I told them why didn't they tell me this before I sign up the answer was less than an elementary school kid would invent.
Monthly payments are being collected by San Francisco chamber of commerce.
To make the long story short today I received a letter from spencer & associates who are handling their member services stating that RBA is not licenced to do business in the USA. And original name is Beema insurance company of Pakistan.
This is not only a crime but also an exemple of typical failure of current health care system
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