I received a call from 714-598-4239 on my cell phone. Didn't answer it. Then I get a call from 000-012-3456 (how convenient). Again I didn't answer it, or bother with the voice mail until the same bogus number showed up on my work caller id. I listened to both messages, stating call back or be sorry and other threats, and God bless me. So, I call back on the 714-598-4239 number.
I ask the idiot for the name of the company and his name. He wanted to verify my personal information and I told him that unless I can have his name, social security number, etc. He could not have mine. I once again asked the company name and he told me FAA. Then when I asked why he was calling, he told me to "shut up and listen" as he read some BS Affidavit stating I have 3 charges against me for non-payment of a payday loan.
I told him that I repaid my loan, in full, have receipts and documentation from my bank showing that. He said I was a liar and he would not have the papers to have me taken into custody if that were the case. He verified that I was "the employer" of where I work and I laughed. He told me that I wont be laughing Monday morning when his "agents" come in and arrest me and take me to the court house where I will have to pay over $9000.00. So, then I get real fired up!
I told him that I work in the legal field and the threatening he was doing was false and illegal. I demanded that he send me a copy of the breakdown of the amounts to my fax or email. He refused and hung up on me. So, I called back. Funny I got the same guy, who tells me that I have three charges, and they are filing suit with my local court. So I asked, which is it, am I being sued, or being arrested. Stumbling over his words and frustrated he started screaming at me. I told him that he hung up on me and I call back and am getting screamed at because he doesn't know what he is talking about???
Then I demanded the telephone number to this loan company, or a supervisor. He tells me his is transferring me over to the debtor. After a brief pause, I get this guy "bruce" (oh - - none of them would give me their full names either!) After talking to this guy, he starts off that he is the loan company's rep but later reveals he is the first guy's supervisor. Then he tells me that I owe $1,189.56 for the late charges and balance due. I tell him that I want a copy of a breakdown, you know the one that they HAD to file with the Court in the law suit, faxed or emailed to my me. He told me that they have sent me over 15 emails and I never responded. I told him that I never got them or they would have had a response from me as I would have them served with a lawsuit as I repaid them. He tells me that he will send me that I was out of line and the documents woule be sent to me AFTER I pay! BS!!!
So, I argue with him that I work in the legal field and have for over 18 years and I have the right, by law, to dispute a debt and demand documentation/proof of the debt. He argued with me and told me he was not sending me anything and I should speak to "his attorney". I told him I would be delighted to so I could advise him of his workers placing his license to practice at jeopardy. He asked what that was supposed to mean and I told him point blank in my state, this so called FAA company has broken several laws for creditors/debtors rights, including:
1. Contact you at unreasonable places or times unless you agree; I DIDN'T
2. Contact you so often as to constitute harassment; THEY DID YOU CALL ONCE, LEAVE A MESSAGE AND WAIT!
3. Contact you at work if they know your employer disapproves of personal calls; THEY DID
4. Reveal your indebtedness to anyone except you and your lawyer in most cases, although they can contact others to find out where you live and work; THEY THREATENED TO
5. Threaten violence or harm against you, your reputation or property; SEE ABOVE
6. Use obscene or grossly abusive language; OOPS THAT WAS ME!
He told me that he was goverened by the Federal Government and I told him, not according to the BBB, and the Office of the State's Attorney in California where his area code stated he was from... Which now leads to the law of: [D]ebt collectors may not misrepresent the truth. For example, they may not use a false company or creditor name, or give out untrue credit information about you. They can't falsely imply you've committed a crime, or say you'll be arrested if you don't pay, indicate papers are legal or government documents when they are not, or threaten to garnish your wages or take your home or possessions without a court judgment, except in the cases of federally guaranteed student loans that are in default.
So, I asked to be patched through to this so called attorney and low and behold I was hung up on again. Funny thing is, they WILL NOT take my calls now! I have called back several times and get transferred over to a fax machine or get this same guy trying to disquise his voice and ultimately hung up on when I ask to sepeak to the attorney.
I tried the other numbers listed here
415-200-0257
714-312-5854 (straight to a fax)
818-451-4038
717-395-9248 (immeidately asks for pin access code)
If this is a "business" or agency that represents the Feds, then why is there no receptionist, no voice mail, why do I echo everytime I did talk to them, why does every one have thick accents, why is there no 800 number, why are there so many different numbers, why is it so difficult to get a straight answer or piece of paper?
I am now on my way over to the California State's Attorney web site to file a complaint, BBB to file a complaint, pay a skip tracer to get me the carrier of the phone number so that I can file a complaint with them for their subscriber using their services for scams and threats, call my carrier and complain of phone harassment and then file my own little law suit against them for violation of debtors rights and what ever else I can find!!!
DO NOT give these people any info!!! Don't let them scare you!!
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