Hi, I just checked my bank account three days ago to find a $30.00 charge with ClubNV and 866-823-1836 listed on the line item charge. Just below it is a 72 cent charge that states it is 'international exchange'.
My banker is filing a fraud report and contacting Attorney General's offices. My banker has cancelled my debit card and is issuing another. My banker instructed me to phone the number which I did and was told I'd receive a refund in 3 to 5 business days. This is Sunday so tomorrow I'll find out as most of my transactions post early Mondays.
This Ideal Wealth Builder Club is related to something I accessed several months ago that was about Grant Money advertised as 'free' report. Once I spoke to someone they needed a little over a dollar for shipping. That is how this company used my card number. I'd cancelled the Grant Money report because I printed a confirmation at time I placed order and in the documentation which I took time to read it stated they'd charge me every month $69.95. I immediately got on the phone and kept calling for days to cancel. I now need to review my bank statements to see if I've been charged anyway.
Suspicious activity occurred last week when I was bombarded with phone calls asking me to verify last four digits of my card number to be charged a couple of dollars for postage and verify my address so I could be mailed $40 valued gas coupons. I asked where did they get my name, number, and no I would not authorize anything. He actually argued with me that why wouldn't want something free...
Anyway, what I have again learned is not to use my card number for 'any' purchases from 'any' business I do not know or cannot verify. I have searched for this company and they're not listed in directory for Las Vegas.
The Grant Report advertisement was given to me because of student loans so I intend to contact my state student loan organization as well as write them that my name and information is not available for third party release.
I'd paid the interest on an unsubsidized loan with holiday gift money and then was contacted very shortly thereafter. The advertisement specified grant money for school, I believe.
What a horror it would've been if my account had been overdrawn. I had to pay for summer school and funds are tight so I was upset about this transaction made without my permission and also with me not ever having had contact with the Ideal Wealth Builder Club in Las Vegas, Nevada. The international transaction fee is not used for businesses in United States. The person I spoke to had heavily accented English.
According to my banker, cancelling debit card is the immediate answer when we foolishly order something that sounds too good to be true for often it is.
Laura
Florence, South Carolina
U.S.A.
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