We hirerd apply2save to mitigate with our mortgage company for a lower fixed rate. We paid them $995.00. That was in Oct. 2008. They told us to not have any contact with our mortgage company because they were handling all the technicalities. They told me if I talk to my mortgage company it would mess up their negotiations. I faxed them the paperwork that they needed just to be told 2 weeks later that they needed more paperwork. I would then fax that and they would tell me they needed some of the paperwork we had faxed the month before. When I aked why they would tell me that it had to be updated. 2 weeks ago I emailed them to check the status of my account and the email come back to me unopened. I tried several emails but to no avail. They all came back unopened.
Yesterday I tried to call them but the phone has been disconnected. I then went online and googled them to find out that they went out of bussiness. Also I found out that they ripped off everyone. I called my mortgage company today to find out my house is in foreclosure. Apply2save had told me not to make my mortgage payments. What can I do about this?
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