I got my loan thru' WMC, then i did recieve a letter from HomeQ servicing my account. My Interest was 8.5% in 2005 in 2007 become adjustable and instead goes to 6% it went to 12.5%. My monthly payment went from $5800.00/month to $8900.00/month. I could not pay my mortgage for 2 months. They put me on a plan for 6 months i paid close to $75000.00 in 6 months payments and penalties, last payment they refused the wired money and put me back in default. I had to do the same thing. I paid in 2007 a total of $95000.00 in interest only plus late fees.
In march we came to agreement for modification. They dropped my payment to $5500.00/month for 6 months and if i do break the agreement, they will send me the modification agreement in Sept. 2008 to sign. I did.
All agreement were verbal. On Oct. 2008 I received a modification agreement which will in effect on11/01 I signed and agreed.
Now after 2 months they told me page #4 missing, I faxed it. 2 weeks later I did recieve same papers again, I signed it and send it CERTIFIED MAIL.
They send me a letter in DEC/15 my LOAN MODIFICATION WAS DENIED BECAUSE THEY DID NOT RECIEVE IT ON TIME. BUt I had the proof. THEY said we will check with our supervisor. Nobody called. They send me a new modification at 11.00% interest and they add $45000.00 to my principal. I refused to sign it. Every morning, 6 days aweek at 9.00am they call me and I repeat the same, they say someone will call you. "no one calls" I recieve calls to my cell when I do answer they hang their line, I call back and same story.
Now they send me 4 certified letters that I am in default and I had to pay $45000.00 to be current at 12.5% interest.
I send letters to dispute department explaining the situation, Now they gave me till March/23 to pay them or they FORECLOSE on ME.
i never missed one payment since 03/01 till now.
WE NEED HELP FROM SOME LAWYERS TO STOP THESE "SOB" ASAP
I LOST OVER $250000.00 in 3 years on interest aqnd late payments which i did not
In god help let the f.B.I. To investigate these thieves before they destroy more families hoping someone is there will help
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