I received a letter from CCS back in 2001 stating that I qualified for a credit card with a spending limit of 6,000 dollars. Since I had other credit cards to pay off, I felt this would be a good deal so I could pay those off, and have only one credit card payment. I called the number and proceeded to activate the card.
I was requird to pay a 200.00 fee for opening the account, which I did not knowing that this was just a merchant card, I was not told that until I gave them my credit card information. I have been fighting with these people for the last year, and they are not cooperating. I know am being reported to the credit card bureau for collections from these people.
I have a 280.00 bill from them for a card that I never used. I want my activation fees back, and I want my report to the collections reversed before this company ruins my credit anymore. I am a college student right now, and because of these people I have a bad credit report right now, and that does not look too good for someone who is only 22. Please help me get my money back and get my credit restored.
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