I was contacted by a Harry McKay, who had a very thick Indian accent, claiming to be a legal representative from United National Legal Dept who was representing Cashnet Bank. He said that I had defaulted on a payday advance loan two years ago and I needed to pay the amount of $784 within 3 hours and send an apology letter to the bank or he would have court papers downloaded directly to the courthouse and I would have to show up in court tomorrow. If I didn't pay it the officer would be at my door at 11am tomorrow to pick me up and I would end up paying over $5000 in addition to court costs, fees and other payments and I would be charged with fraud and some other charges. Because I had never had a payday advance over the internet I knew it couldn't be right. It baffled me because he knew some of my information like my email addresss, the last four of my social and bank account and he knew the name of one of my relatives. I told him I would have my attorney call him back. But still because I knew I had not had the loan and I also knew that those type loans were made illegal in NC, I started a search. He called me from 312-962-5282 which is an Illinois number but gave a 813-283-4343 ext. 1084 to return his call. This number is a Florida number. So, be a person who doesn't take kindly to scams and people asking for money over the phone I decided to do some investigations. I called the Better Business Bureau and did a web search for this company online and found nothing. I even tried to track the number using directory assistance online and there was nothing tied to this number. Little did the con artist know was that I had connections at the courthouse and called to see if there were any papers filed against me and there were none. So, when my 3 hours was up I called him back and I ask him several questions about the company as well as where it was located and who the manager was. Of course he did not want to give me any information and finally after I was persistent, he told me they were located in "Wichita, TX" which there isn't. When I ask to speak to a manager he refused and put another man on the phone and when I ask him where the manager was he hung up. These men were not expecting to run into someone who was so inquisitive and they thought that I would just give them access to my accounts. But with all the scams going on these days I am very careful about who I give my information to. This man was very persistent in trying to get me to make a payment over the phone. When I googled the bank and found the reports about the scams with Cashnet Bank I called the police department and filed a report about the telephone scam and I called my bank and all other needed numbers. Please be careful with these people because the fact that they do have some of your information is really scary.
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