I applied for a $200 payday loan, which the webside 200cash.com advertises that no one is declined. I was charged $19 from my checking acct. That I was unaware would happen, it was charged if the loan was approved or not.
My husband also applied, therefore another $19 wad deducted. And a 3rd fee of $19 was deducted for no reason. This caused my checking account to have a negative balance and bounced checks with bank fees applied.
The email stating I was declined was a form giving several reasons, some were as simple as a mistake in typing the appl. I emailed them several times to give me an exact reason why I was declined. I never got a response for myself or my husband.
I am going to follow the advice on this site to sign a fraudulent form with my bank. But there are no guarentees I'll get my money back and I definetlyl wont get the return check fee's totalling $150 rebated.
Norma
Medford, Massachusetts
U.S.A.
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