I recently got a letter in the mail from the Law Offices of Mitchell N. Kay, on behalf of Fingerhut. This letter had my name misspelled and an old address. I had not lived there for almost 4 years now. The letter stated that I owed Fingerhut $30.98.
First of all I cant remember ever ordering anything from Fingerhut in any way shape or form. Secondly Im currently 15 years old, so for me to have ordered something from them, I would have had to have been 11 years old or younger.
I find a few things fishy about this letter. First it had an old address on it and name is misspelled. Second I would have had to have been 11 years old or younger. Third Im a minor, so how could I have opened an account. Forth, it is threatening me with my credit report be damaged. Well a minor doesnt have a credit report; they dont start until your 18. Fifth, the crap about notify them within 30 days to get the info on the order etc. That is a very sad attempt, if I was to notify there offices in writing about the debt then they would have a correct name and current address (I think not).
I havent called there offices yet, I plan to tomorrow, from either a pay phone or using *67 on the phone. Anyone with information please help. Does anyone no the statute of limitation on debts under 50?
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