I opened a new bank account when i moved to nc. Only put enough in the account to open it so that when i started work i could set up direct deposit. Within days of opening this account i received a letter from the bank showing i was in overdraft. I never even made the first transaction to this account or received my visa/debit card before my account was messed up. Usa credit was never authorized to take any withdraws from my account. I will be following up on this, i am so thankful to have found this site so that i would know what to do to correct the situation.
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