I was simply trying to delete the notice that my credit score had changed, from my email ans accidently opened it instead and did not think anymore about it as I deleted it after it was open.
Then a few days later I was going to use my card and there was nothing on it! Yet, I had not used it, I had only loaded it a few days before for my husband to use for gas. Imagine my frustration, trying to explain to him that I had not used it and that I had loaded it to make sure the gas money would be there!
I finally got on line with netspend, this is a pre paid card I have, and look up my transaction history, only to see cic credit monitering service had charged my card leaving it 46 cents negative! Netspend could do nothing about it as they had already had paid it out of my account, and after going online to see what this company was and why I was charged I saw the rip off alerts!
I read where people are trying to get the charge stopped for months on end, with no satisfaction and were still getting the charges on thier cards! So I immediatly reported my card lost so it would be disabled and did not request a replacement as charges can be forwarded to a replacement card, So I cut my losses and gave up the card!
I never would have signed up for such a service as I have no credit at this time, having lost my own business, and home due to bankruptcy and foreclosurewithin the last few years! That is precisely why I have a prepaid debit card now instead of a regular bank card!
I hope reporting the card lost and disabling it solves my problem, and only having lost the first charge they hit me for!
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