Today I recieved a call from a Brian who left his number and a very graffic and detailed message on my mothers answering machine. He said that some very serious charges are pending against me and I was in danger of going to jail.
Immediately, I returned the call and I spoke with a " Roy Campbell" with an Indian accent. He told me that I defaulted on a payday loan and owed $1980.00. I was to pay $300.00 today and the remaining balance would be debited from my bank account. This was the only way I could stay out of a 2 year jail sentence. This seemed odd to me because my own police department and/or prosecutors office had not contacted me. I told him to fax the paperwork and he did. The only problem was I had never used these payday loan companies before.
I proceeded to check the companies on the internet and came up with nothing so I googled "united legal processing department" and low and behold, its a scam.
My advice to anyone who has fell victim, please contact your local FBI department and file a report. Make sure you give them any and all information on these people. They will tell you that they cannot do anything because these people are actually overseas. Don't fret! Proceed to make a paper trail of police reports with your local departments if the harassment does not stop. Call the 3 credit bureaus and put a fraud alert on your social security number. Make sure you call your banking institution to make them aware of the situation. Lastly, DO NOT apply for anything else online. These people are cunning and use scare tactics to try an get what they want. I would also close the old email accounts and open fresh new ones.
This has really ruined my day and life alittle. It is very scary for anyone to call and harrass you then tell you that you will do jail time.
I hope this helps someone before they give these crooks their hard earned money.
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