I started looking online for loans to pay off some bills around the 20th of May. I came across a website http://www.quickloanrequest.com/index.html I did research and found no negative information. On the website, under Privacy it says this: 'Our affiliates include those doing business under names that include Citibank, Quick Loan Request Mortgage Company, CitiMortgage, Primerica, Smith Barney, Quick Loan Request Retail Services Division of Citicorp Trust Bank, fsb and American Health and Life Insurance Company." Because there were so many well established companies affliated with this website I was not weary of it. I went ahead and filled out an application.
On Thursday May 22 I spoke to a Daniel Nash from Fieldgate Financial Lending Group about a $5000.00 loan. I knew that quickloanrequest.com was a service and that they would forward my application to lenders. I never thought twice about it because I also did research on Fieldgate and again found no negative information. The fact that quickloanrequest and Fieldgate's websites are so similar should of been a red flag for me. But because both state affliates of such high standards, I continued with the loan process.
Daniel faxed me a copy of the agreement the following day for me to sign and fax back. Then on Monday May 26 I faxed my signed page along with my checking account number, ID, and pay stub. Our agreement was that I needed to pay the first 5 months (totaling $787.50) in order to receive the loan amount of $5000.00. That Friday, May 30th I sent a money gram (ref # 90543366 to William J Emerson Ajax, Canada) per orders of Daniel Nash in the amount of $799.16 including fees. He verified that the payment had been received and told me that I should expect my funds to be available in my checking account in less then 24 hours.
Then the following day, Saturday, I got a call from Frank Perotta from Fieldgate asking me to call him back. When I did he told me that there was an issue with my loan. And that Daniel Mash had made a mistake with the broker/lender on how much was needed to secure the loan.instead of the 5 initial payments, I was to send another 5 months payments (totaling $787.50). Because of my credit history and my lack of collateral the broker/lender needed this in order to process the loan. He also informed me that they could increase my loan to the amount of $7000.00 and guaranteed that the money would be deposited into my checking account in less then 3 hours. Another fax was sent to me to verify this new agreement. I sent a money gram (ref # 89920132 to Gerald Monran Ajax, Canada) per orders of Frank Perotta in the amount of $804.16 including fees.
On June 2nd I still had not received my loan. I called all day and left several messages.in fact I called from several other phone numbers with other names and not once was my call picked up. Even their customer service made me leave a message. I went back online and did more research. And just days after I researched Fieldgate there was negative information about them. I also saw the posts listed about Aylmer Financial Group and knew that I had been scammed. I decided to call the New Jersey police department in Paramus, NJ and they informed me I would have to make a complaint with the police department in CA where I live. I also contacted Citibank to see if Fieldgate Financial Lending Group was really one of their affliates. Citibank informed me that they were not aware of Fieldgate using their name on their website and were in no way affiliated with them. So, I went straight to my local Sheriff's Department and filed a report.
I have also filled out complaints with the BBB, the Department of Consumer Affairs in both NJ and CA, Federal Trade Commission, and the Internet Crime Complaint Center (IC3 which is a partnership of FBI, NW3C, and BJA). Most importantly I closed my checking account and went to experian.com/fraud. They flagged my credit report for 90 days and also reported the fraud to the other credit bureaus just in case my other accounts were tampered with. It was actually a good thing because that day I got notified from PayPal that my account had fradulant activity. They are closing the account.
I have several reasons why I wanted to report this to complaint. The main reason is to warn others about Fieldgate Financial Lending Group. I hope that they read this before they are scammed like so many others and I. I also wanted to make people aware that the two companies are related. Maybe this will help with investigations. I want to put out all the information I can to catch these jerks. I was also hoping to talk to others about their experiences and find out what they are doing to resolve the matter. I think the more people there are working together, the easier it will be to end this madness. So, hopefully all of my hours of filling out complaints will soon be justified.
0 comments