I purchased a car from J. D Byrider on 9/24/05. The car is $8,803 for total price of car. When I purchased the car I had just $500.00 which the down payment on the car was $1,000.00. J.D. Did a differed payment.
A differed payment is where you pay every two weeks until you pay off the total down payment. I paid $168 twice, and then $164 to cover the down payment. I had a 18 month 18,000 mile warranty.
Thank God I had a warranty. When I purchased the car. At one point the car broke down on express way. The battery wires had burned up, so I had to pay $100.00 to get the car towed off express way.
Another time I was coming out the gas station. As soon as I pulled out into the street to get on e-way something happened I couldn't move, go into reverse, or drive. My family, and the police had to push me out the street $70.00 to get towed to J.D. Come to find out the front axle broke on car.
Now the warranty is off the car. Cap & Rotor $126.00 mechanical loan paid that off with car note every two weeks. I have major problems now J.D. Told me that the computer censor on car is messed up $369.00 mechanical loan (2) with payments. This causes the car not to stay stared.
Before I can pay off the mechanical loan (2) the car breaks down on e-way by this time I have AAA. I was ready, because I had been paying $100.00 tows. Got the car towed to J.D. They tell me that the transmission went out on car and that it was going to cost me $1,200.00 to get fixed.
I tried to negotiate with management no matter what I tried to do all they can see is $. Just to let you know that I'm still paying the car note, and never ever been late on payment. On my credit report it says never late.
The management tell me that I couldn't get another mechanical loan until I paid off the one before transmisson goes out on car. He said that I had to pay the $250.00 the rest of the mechanical loan (2) before they can fix the transmisson.
Remind you that I also have to pay my car note every two weeks which is $139.00 $278.00 a month plus the $250.00 I added that up I came up with $528.00. Remind you that my car is broke down and I need transportation to work.
J.D. Was giving me the run around they wasn't even calling me back I had to keep calling them to try, and get something to happen for me. I tried everything before this point. Finally I talked with another manager. You think that worked. I wouldn't be here if it did.
I said well since I don't have that kind of $ to keep paying you guys for a car, that going to keep breaking down, costing me a fortune, and in mechanicals loans. How about yall come get yall car, and erase the remainder of the car balance on my credit, so it don't mess me up in the long run. I have paid for this car 2 and a half times. Almost $5,000.00. And still owe $4,100.00 on the car.
All he can say to me is that I was bound by a contract, and that I was 38 days late on a mechanical loan (2) which is a lie. I have receits from money orders, and most of all I have been paying J. D on my credit card, I do have copies of everthing I have paid to them.
I told J. D that's ok don't even worry about it no more I got this, and I hung up the phone. They can have their broke down 1997 Sebring back and I'm going legal. I will not continue to pay for a car that I can't drive, and they havn't even tried to work with me.
Not even caring J.D. Have given me the impression that they don't care. For get you just give us our $, or else. All J. D is looking at is the $ signs. What are our rights as a consumer? Why can car dealers bound you to their contract. Are they bound to a contract? Especially if you're paying for a car way over the value, and it's a lemon. They target people that's trying to get their credit established.
J.D. Know when they sale a car whats wrong with it. The prices that they are charging consumers are extremely to much. The price that I am paying for the car is not worth $8,803 for a 1997. The cars are way over priced, and not worth the money. The misery of a car that keeps breaking down, and you still have a note on it. All at the same time your paying on mechanical loans.
For J.D. To tell you that their not going to fix your car until you pay them a mechanical loan. I was willing to pay all this until I seen that they didn't appreciate my business as a consumer. The way I was treated in the past, and as of right now. They treated me so unfairly a few times. Warning comes before destruction readers, family, friends, lovers. Don't do it. Trust me you may have to face this same problem.
J.D. Don't care about nothing, but money. Know your rights, and don't let them rip you off. Go legal if you can. It's way to do everything. Don't curse them out. Don't go on their property showing out. You don't want that to count against you. Just follow the necessary procedures. Most of all give them their car back if you can't continue to pay for the car and the mechanical loans.
Everything is going to work in your favor. As long as you are current in your car note, and fight it untill the end. Have all your receits everything you paid into the car. Make it public. If you keep quite they're going to keep ripping us off.
Carla
Cincinnati, Ohio
U.S.A.
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