This company is a total rip-off!
A representative called me and told me I could get a credit card for a one-time processing fee and an annual fee, with the one-time fee being charged to the card at the end of the trial period - which would last 30 days.
He said the annual fee would not be charged until the end of the first year. Oh, yeah - the APR would be 0%.
I asked him repeatedly if this was a store card or similar but he assured me it was a regular MasterCard - accepted everywhere. I had a hard time understanding 0% APR on a regular credit card, but he guaranteed it was so.
Then he took my check info for the shipping, telling me the info had to match the order when it arrived or I wouldn't be able to receive the packet - a lie! It came by regular mail with no verification & they took the charges straight out of my account the next day.
The entire spiel he gave me was a lie! The card was a pay-as-you-go and the charges would have been charged at the end of 7 days.
When I called to cancel the account, I was told that everything I got was in the verification recording. That was also a lie - I listened very carefully and the term pay-as-you-go was NEVER mentioned. It said the one-time charge would be applied at the end of the trial term, but the actual length of the trial wasn't mentioned (a cute trick - it made the rep's statements seem fine).
All told: BEWARE - this company only exists to rip you off!
John
Wells, Maine
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