To all who is watching joe cooper on tv. Please be advised that this is fake. The only reason they advertise they can help anyone is so that anyone who see's the add will come down and hopefully you meet the req. Joe does have his own note lot @ all locations yet you can actualy get approved easier at a reg-note lot. Just remember that you need to make a min-of 1500.00 a month and have at least 500.00 down yet they probably wont have a car that meets that. And they will tell you that they will find you one yet you will just be waiting and waiting becouse when you leave thats the last that they care of you! Behind your back they will call you a rat, and will say that you should have more money to put down because you dont pay anyone.
Dont fall for the adds of any dealer. If you have credit problems there is no miricle finnance co. To get you a leg up. Its all a crock of c%$P. Its not just joe cooper ford but all the dealers that prey on people with less than perfect credit. Take john holt for example. They want you to come in in hopes of a co-signer. If you dont have one then they say turn you lose and get a real up. As a former car sales person i can tell you to be careful. If you have a credit score of at least 600 you are more buy-able then you think. Dealers will ask for more money down becouse the finn-co will charge a hedge fee. You will need to put money down but at the most prob-10% or at least 1200.00
The best advice I can give is just start small and work your way up.
I am not saying that joe cooper is a bad person he just has a lot of freaking ratts working for him. I have met him personaly and I know he has good intentions just the wrong people working under him and blowing smoke up his rear and ours. Oh yea the shopping spree crap all you do is get for example a 20.00 item that you will pay more in shipping and handling for.
JUST REMEMBER THAT NOTHING IS FREE, NOT EVEN LUNCH. Dont go to a dealer just becouse they offer free gifts or lunch. Its not worth it its a scam and you never win. Nothing in life is free and you will always get what your credit deserves. I hope this helps you! The best way to buy a car is to save and buy from a regular person than a dealer. And you will never get what your trade is worth. Just please be carefull!
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