My fiance and i purchased a 2004 ford expedition on 9/16/07. The price of the expedition was 19,000 with 40,000.By the time all of the fees were added our finance charge of 22.39% increased or total finance amount to $38,623.68 for 72 months. I asked a thousand questions and all they finally told us was our monthly payment is 536.00 they always talked around the total finance charges. I was looking into refinancing and that is when i ran into this article. I felt that something just wasn't right, even when i called to say i may change my mind since i have 30 days, they denied ever advising me of that.
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