We like everyone else fell on hard times and came across cash call. When I called them the first thing i asked them was what is the interest rate was before i decided to proceed any further. I was told "it all depended on the loan amount" after i was told that i would be approved for a $2600 loan i again asked what the interest rate would be if i accepeted the loan and again the answer was avoided. I told them i did not was to continue with the loan until i had something in writing to prove what the interest rate would be I was told that they would send me an email and it would have all the information i needed. Little did i know it was a confirmation email with out the interest rate listed and when i entered the information that they were requesting i was stuck with the loan. What i thought i was doing was putting this information in so that i would be able to find out what the interest rate was because this email took me to their web site. So instead of finding out what the interset rate was i was in reality "computer signing" a contract with Cash Call.
In june cash call automatically made a debit from my account that i was not aware of and caused my checking account to go in excess of 600$ to the negative. Screwing me and my checking account. Which was closed by the bank. Now since cash call has not gotten the july payment they have called my home up to 16 times a day (all different phone numbers to). I have spoked to someone almost every day. I asked for a deferment on the loan until i get back to work because i have NO income at this point. They told me if i sent them 195$ right now they would defer the payment until the first of the next month. HMMM doesn't sound like much of a deferment to me. I also had someone tell me "well how are you buying food for your baby" when i told them that the little money i did have was going to feed my two children because that was my highest priority at this point they told me that my payment to cash call should be my highest priority and if i could afford to have a phone and get food for my kids then i had money to pay them the money they wanted. I told them they would get their money as soon as i went back to work and i wanted a payment book because i was no longer going to let them debit my account i would only do business by mail. I still have not gotten a mailing address from them or payment book or statement of any type.
They are now charging me an additional 6$ a day and a monthly 15$ late fee until the payment is brought current. What a load of crap. As far as i am concerned they will only get their 2600$ that I borrowed and not a penny more. Sue me for all i care. I will not take food from my children because these greedy people say i should. That was the final straw for me. Don't tell me i should pay them instead of feeding my kids.
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