I was served a summons that I was being sued by Harris and Zide about two weeks ago for 8900, for my bank of america credit card. Mind you, the balance on the card was only 5000. They did even contact me to see if we could work out a payment arrangement. They tacked on lawyers fees to the balance owed. I was so afraid of a judgement going on my credit report that I went ahead and hired an attorney - Eric Fagan out of Chula Vista. He is awesome. He got the paperwork ready for me to file in court in one day. I filed the answer to my law suit yesterday and it feels so good. Under the FDCPA and the rosenthal act, my debt is too old to collect on and my attorney says my case will be dismissed.in addition, he said I could turn around and sue Harris and Zide when my law suit is dismissed, for violating the FDCPA and Rosenthal act! What a great thing! Turn the tables on the harrrasers.
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