I regret the day I got a rewads 660 visa card. I got the card three months ago and my credit has dropped 26 points. They claim that they report the the credit agencies but they only report to Trans Unoin. They charge you all of these crazy fees. I made a Western Union payment two days before my payment was due and they charged me a late fee and over the limit fee. They are truely a scam and I am working on getting a class action siute against them. Please everyone be aware of them.
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