Ok, so here's my situation:
1/1/07 Was served a Civil Summons stating that Sessoms & Rogers, PA was representing CACH, LLC and suing me for the amount of $2058.
I filed my answer/defense both with Sessoms & Rogers and the Clerk of Courts, which included a request for debt validation.
I received a notarized letter stating that the original creditor was Citibank and it was charged off on 3, but no other information.
I then sent the debt validation request 2 more times and filed it with the Clerk of Courts.
The next communication I received was my Court date for a Motion for Summary Judgment.
My court date is coming up on June 4th. I have no record of having an account with Citibank. I have a copy of all 3 of my credit reports, none of which show a charge off account or an account with CACH, LLC. I met with a lawyer, but he wanted a minimum of $5000 to do the work for me, so I am trying to do this all myself.
My question is, should I fight this in court or should I give in and settle? Can I use my credit reports as evidence in the court? I am at a loss with what to do.
Rebecca
Charlotte, North Carolina
U.S.A.
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