I had a Bank of America Credit card from BOFA. I was unable to make the payments so the bank sent me several letters and finally told me they were charging off the debt as a bad debt to my credit. After that I did not hear anything else about the debt as it was charged off. All of a sudden today I received a letter from a Durham, NC law firm Sessoms & Rogers, P.A. Caring for CACH, LLC. Which is one of 121 entities under Collect America.
I attempted to call Collect America they then started asking me for my social security number, I told them I don't give that information out over the phone. They then hung up on me, the law firm did the same thing. My last resort was to call the Durham Police Department and had them go out to the business, the officer knocked on the door and no one would come to the door. I then made a report and had it fowarded to the fraud department.
Beware this company buys accounts (or says they do) and attempts to work their way around the system to scare you into paying them money and not reporting it, a way of getting free money.
David
Gastonia, North Carolina
U.S.A.
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