I was in a very bad financial situation and was applying for a personal loan online. A woman named Kathy Lawson called me and told me I was approved for a $5000.00 loan with monthly payments of $154.16 a month. She stated that I needed to send a Insurance premium of $924.96 through Western Union.
On my next paydate I took my entire paycheck totaling $1004.00 and send it to a supposed Amanda Munro in Ontario Canada. This was the insurance premium plus the charges to wire the money which I was told would be refunded to me.
I was promised that the money would be in my account within the next 3 hours from my transaction. The next day, the money was still not in my account. I called the company in great desperation and spoke to a Mr Thompson who informed me that in order for my loan to be released I had to send an additional $695.00 for my first six months deposit.
Not thinking clearly and in great need, I asked a family member to please loan me $700.00 and I promised to pay as soon as I received the money from the loan. I then sent a total of $752.00 to the same Amanda Munro in Ontario Canada. Again I was promised that the funds would be in my account within the next 3 hours. But of course I never recieved anything.
I called the company again and was asked for an additional $400.00. At this point, I was cluing in on what was happening so I asked to please be refunded immediately. I had already given them everything I had and borrowed money I didn't have to pay back.in addition I am a single mother of 2 children.
Mr Thompson then told me that it would take 6-8 weeks to receive a refund check in the mail. I was devestated at this point and took a trip to the address stated on the top of the paperwork they had faxed to me. Of course, I get there and that company does not exist in that building.
I called and kept getting the run around and hung up on several times. I called the fraud unit in Canada and in NY. I filed a police report at my precinct and filed a complaint with the business bureau. I also contacted Western Union and they confirmed that the monies were picked up... The first in Ajax, Ontario and the second in Scarborough, Ontario.
This happened back in October and until today I haven't received any check, Kathy Lawson has dissapeared since I sent the $1004.00 and I keep getting "Don't worry, your check is in the mail".
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