This company contacted me back in 2005 by phone. They sent a packet with a letter saying I would recieve the card soon, Never recieved card. When the called by phone, they took my bank card # and info, said they whould call back to verify every thing was correct. They did, but it was a brother company, in the end they got 500.00 out of my account, over drawing and causing over charge fees.
When I called them, they gave me a run around several times. They finaly said they would send me the form I needed to send back. Never recieved the form. I even wrote to Spectra, never got a reply. Now when I call its a fax #. I work only making min wage. All I wanted was a way to start my credit.
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