Beware of "The Credit Bureau of San Luis Obispo & Santa Barbara Counties"...
This company is set out to ruin people's credit reports besides collecting for their clients, even if the collection is a fraud issue, they still try to collect from people.
They send out false collection statements and lie in court on serving papers to wrong address's. They have misleading lawyers who don't care to mediate but seek rip-off fees for legal services.
What they do is collect and hope for litigation that you don't respond or if you never responded even if you have a different address, they seek full payments on top of their clients requested amount. Meaning if you have a $320.00 bill, they notify you at a different address, they give you 60 days, you don't respond, they take litigation and pursue full collection fees on their part and add 50% or greater to the original amount.
They do not listen to the people they collect from, even there is enough information their client is wrong, they want they 40% commission or more.
They also lie to credit reporting agencies and provide false information on your credit report, they do this to harass you and they will not settle.
You deal with Credit Bureau of San Luis Obispo & Santa Barbara Counties; you have to deal with a crooked collection agency. Beware who you write to, to complain about this collection agency because they will misinform them that your wrong and they have a reason to collect regardless of the dispute with they're client, even if they're client requests to pull the account off the record, they want their share regardless.
The Credit Bureau of San Luis Obispo & Santa Barbara Counties is a pure rip-off. Beware of this collection agency.
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