My husband went to the bank today and deposited his week's pay from work... A few hours later he went to an ATM and discovered that he couldn't get at his money! He went down to his bank (Wachovia) and was told that a levy had been placed on his account. They gave him a peice of paper with the name "Midland Funding" and a phone number hand written on it.
I called the phone number and got a recording (of course, because it is Saturday we can't get help from ANYONE).
Then I googled the company name and discovered that this company has been doing A LOT of bad things to people. About an hour later, I got my mail, and found a letter from the legal department at the bank.
They (Wachovia) said that they had been served with a legal document on 10/11/06 (today is 10/14/06) and that they had to immediately hold all funds. Wachovia also tacked on a $100 fee for this "service".
The bank sent along a copy of the "legal" paper that they had received in which Midland Funding (represented by Cohen & Slamowitz) states that a judgement had been made against my husband on July 25 in the Supreme Court of the State of New York, County of Dutchess in the amount of $1935.96 along with interest and dues. There is no court seal or Judge's name or signature on this paper.
I tried looking this "case" up on the court's website and I found nothing. I also searched through e-law.com and found nothing. How can a judgement have been made in court against my husband if he was never notified of any court actions whatsoever? We don't even know who this supposed debt is even originally from!
So now here we are, with no money, no way to pay the bills or get groceries even - and we have a baby at home that we are going to have to figure out how to get diapers & food for until my husband gets paid again.
How can this happen? Is it legal, what they did? What can we do to get out money back?
Luckily, I came across this website here during my search so I feel a little better just knowing that we are not the only ones getting the Royal Screwjob - I saw that some folks want to file a class action lawsuit against these bastards and I want to know, how do we get in on it?
What should we do next?
Just our luck to find out about this on a Saturday when everything is closed! I'd greatly appreciate any advice anyone can give me about what we should be doing on Monday.
Not only do we want to help ourselves, but we also want to help -if we can - prevent anyone else from going through this nightmare.
Thank you, to anyone who can shed some light on this matter.
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