In December I decided to apply for a personal loan. I knew I would not be able to obtain finance from my bank as I have a bad credit rating, so I went on lneand tried several companies. This particular company took details of my income and outgoings informed me that I was sucessful and forms would be sent out with the loan offer for me to sign. They told me there wouldbe a charge of £1 for admin costs and I gave them detals of my debit card for this payment.
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