As stated earrlier by others Mr. Wilk is an ultimate scam artist, he is so pleasant when he makes promises that he never intends on delivering, makes claims that he will save you money on your rates and fees when his rates are the same or higher. The savings theorecticaly would come in only if you process mostly debit card transactions, as the fees are only per transaction instead of a percentage. You should definately read the fine print on the equipment you are leasing from him as he would be robbing you blind.By the time you figure that out, he is long gone, he is leasing you credit card equipment that cost new $300 for approximately $4,800 over the contract life. And if you sign up for his check merchant service you will pay approximately $5,500 for a machine that costs $350 new. He promised that if you do not like his equipment or service he would take them back and the lease would be terminated as soon as you call him. Alas, he never returns calls or comes in to resolve any problems, he will stop taking your calls and you will be stuck with bad service and approximately $10,000 lease. Lookup his Better Business Bureau grades before using his service.By the way he goes under several company names:
1. United States merchant services.
2. USA services worldwide
3. USA Worldwide services
4. USA Svc Worldwide and maybe even more.
See usacomplaints.com
Better Business bureau complaints for United States merchant services
scaminformer.com
Google sites dedicated to Joseph Wilk and 1st American leasing scams you will see for yourself!
Now for 1st American leasing the man in charge is Steve, he is an accomplice in the scam.
They should be arrested. Where is the department of banking, or the attorney general?
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