I, too was hit by Passport to Fun and 24 Protect plus. Luckily I paid with my Paypal debit card. Paypal has a great track record as far as protecting it's customers. I just had to threaten filing a dispute with Paypal over this unauthorized amount and my money was credited back to within 5 days. One other trick to buying on the internet is with a prepaid debit/credit card. Just put the exact amount you want to spend, and it's done. If the company tries to scam you out of more money, just throw the card away and get another one.
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