Recently, when I called to check the balance in my checking account, I learned my account was overdrawn. I knew I had balanced my checkbook right. So, I called a customer service rep and learned that there was a charge for $49.95. I asked what was it from, she said everprivate card. I had know idea what that was. She told me it was a website. I thought about it and realize I had applied for a payday loan but that was it. After reading some of the complaints, I do remember seeing a payday loan that offered other offers with the loan such as a Homeland credit card. I didn't want a credit card. I just needed some quick cash to hold me over. It had some reading in fine print at the bottom of the page. I did not check the box but submitted application for the loan.
Evidently, that's how I got charged. I did'nt have enough money to cover the charge. I had to pay a $35.00 fee plus $6.00 to cover the cost of my car insurance payment becuase I didn't have quite enough money because of that charge. The rep gave me the number to call. When you call it gives you another number to call 514-868-2092. All you get is a busy signal. But, on the toll free number it tells you to go to the website www.contacteverprivate.com to receive a refund and that they will notify you by email. I did this almost 2 weeks ago and I haven't heard from them yet. Oh, you should go to this website and see how they talk about why you received a charge almost as if saying they know they did something wrong.
Tabou
Greensboro, North Carolina
U.S.A.
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