I had never heard of SGADA til charges started showing up on my credit card statement 11/19. I first noticed the charges on 12/15 when they hit me for $48.00 twice, then reverse one of the entries. I contacted my credit union, who advised me to file a dispute with their cardholder services people.
This I did but by 12/27 I had heard nothing. When I pulled up my statement online, not only was the $48 still there but a new charge of $79.95! Went back to cardholder services who started the 'fraudulent use' cliam process as well as changing my credit card number. But they also advised me to contact this SGADA and gave me 800-370-5012 (the '800' did not show up on the statement).
When I called them I was advised by 'Nick' that he would refund the charges but that I needed to call 'New Healthy Savings' at 646-495-8107 to cancel this. Something about they could still run the charges through for 2-3 months even if the card number was changed. (How the heck is THAT possible?!).
I called NHS and a very polite Asian lady, 'Karen', explained that I had infact subscribed to 'something' because they had my e-mail address etc. I told her we were talking about $1, not $48 - not $79.95. She insisted I give her the cc number in order to cancel. I reminder her she already had that - HELLO! Anyway, I gave her the number and assured her that a fraudulent use investigation is in progress.
After reading all the reports about these thieves I'd be very surprised if it really goes down like this, but someone needs to put these criminals out of business.
Ed
Acworth, Georgia
U.S.A.
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