A few months back I spoke to a rep (Kevin Kalley) on a policy for Assurant health. I had Medica that was a retirement plan but seems every year it was getting too high. I was on a computer with him following through steps of what policy would best suit me. His fraudulent statement was not true. I told him usually just have my yearly physical and mammogram. I was told I would never see a bill and it was such a great policy he had it himself. Not only did I talk to him that day, I think I called him every day reassuring myself of this before cancelling my Medica that paid for everything. I guess the saying is true the grass is not always greener on the other side. Just had a physical and mammogram and now I am receiving bills for 700.00 dollars.
I just found out I need rotator cuff surgery and it will be a bill of 2700.00 dollars and Assurant Health is covering 1000.00 of that. They say they pay for the surgery but not the facility. Did they expect me to have this done in the parking lot? Who in their right mind work purchase a policy without hospitalization? NOT ME. Remember I had Medica. Beware of these reps that call you and promise the world but then when need your insurance the worlds has disappeared. I am totally depress and in serious pain and sitting her wondering where am I am supposed to get the money to cover this. Do not by this insurance no matter how great they say it is.
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