I don't understand how PJP Health Agency is allowed to operate the way they do.in I had a problem with PJP Health Agency paying a in network doctor bill that they clearly owed. It took a year, and the involvement of the state's insurance board to finally get them to pay. However, it took a lot of stress and grief on my part to stay with it. MY ADVICE: Put every request to them in writing. I called PJP Health Agency repeatedly over the year, and everytime, I was told that it was their error and they would fix it. They never did until they were forced to pay. I was just denied the cost of a visit to my family doctor who is in their network. This time around, I am again sending my compliant to the state insurance department immediately and I will put all complaints in writing until they pay the bill. I have had enough of this insurance company and I have canceled my policy. PJP Health Agency is fraudulent in every possible way and I will continue to report this dishonest behavior to every consumer advocacy agency and website to inform consumers. PJP Health Agency is most foul.