I have never had this company fully pay a claim after paying the deductable as defined in our policy. I have been taken to court by an anathesiologist that they did not pay. My oldest son had to have ear surgery so we called UHC to ensure that he would be covered. I was told that everything was in-network and covered but when the bills started coming sure enough UHC claimed that it was an out of network doctor.
I don't have much of a choice because this is what is offered through my employer. If you have a choice I would choose someone else.
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