On June 6 I signed an application for an AFLAC policy which would cover a Cancer diagnosis and pay me a $2500.00 benefit as well as incremental benefits directly to me for any treatments or preventative visits. I was told by Steven Lustig that the coverage would begin after 30 days from the date of the application. This could add up to a sizeable amount of money.
On July 2 AFLAC began taking its premiums out of my paychecks. Unfortunately, on July 26 I was diagnosed with stage IV tongue cancer. I was afraid for my life and also for my kids being supported. I was very concerned but was even more disturbed when I was informed that even though it was 56 days after signing the application (with 30 waiting period) AFLAC refused to pay my benefits which I needed to pay my car insurance and expenses to get back and forth to the treatments.
Subsequently, my car insurance was cancelled and I had to take the car off the road and take cabs, bus and family had to drive me to 35 radiation and 2 chemo treatments. That was even more demoralizing and depressing. I would like to sue these people for discriminating against me for being a Cancer patient. I truly feel that they were betting that I wouldnt survive long enough to fight the denial of benefits.
Please advise me if you can help me as I am seeking the assistance of yourself and the New York State Insurance Board. Thank you in advance for your attention.
Sincerely,
Michael S. Wilson
Cc; NYS Insurance Board
Harry Thomasson ESQ.
Usacomplaints.com
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