Complaint / review text:
My husband died 5-10-10.in 2005, he spent profit 2 annuities with Midland National Life Insurance Co.
On 5-21-10, I organized by having an adviser for Allianz to acquire 2 new policies under my title using the death benefits underneath the Midland National Life plans. Allianz delivered all of the reported necessary info to Midland National Life Fedex. Midland National Life delivered me a notice in early July which was dated May 27,2010, informing me they wouldn't approach the statements till Allianz delivered Midland National Life Allianz' Corporate Promises. They didn't inform Allianz. I approached the broker for Allianz plus they sent the organization promises "within five minutes" after I named them to Midland Nationwide. I also spoke to Midland National Lifestyle that evening. I had been hit from the phone since the statements consultant was brief and condescending with me and indicated no condolences. Used to donot say something, but I mentioned it. She was the only real individual from the several I've needed to cope with because my spouseis demise not to convey condolences.
The broker with Allianz had explained it might consider from 10-24 times to approach the exchange of cash. Today was the 27th evening and also the broker named me and explained they have obtained no term from Midland Nationwide whatsoever. I called Midland Nationwide. The broker again indicated no condolences and kept showing me they'd not obtained the organization promises from Allianz plus they wouldn't approach the statements until they did. She'd not pay attention to me stating they'd sent them. She produced no present to assist in virtually any method and he or she had a snotty attitude. I turned acutely frustrated using the understanding that Midland Nationwide was obviously likely to stay till they cannot stay anymore, declining to accept receipt of the required paperwork that we experienced was extremely dubious within the first place. I've organized with Allianz to again deliver Midland Nationwide their corporate promises which is really a necessity that completely astounds me completely anticipating them to WOn't recognize the bill once more. Not just is that this a life-insurance plan that they're responsible, this really is a meaning it had beennot their money within the first-place — it was YOUR cash. The one thing they ought to need is just a death certification that they have previously and also the title, handle of the successor.
My husband is dead. He BELIEVED he'd worked hard all his existence and stored cash which he realized I'd require. The funeral house want to be compensated. I'd prefer to grieve within the reassurance that my partner believed he'd supplied with these annuities. BUT I'm NEEDING TO COMBAT alternatively since Midland National wont start the cash he'd broken his bottom for several his dang life. That is horrible. Just how many others are experiencing to-go through this with Midland Nationwide? Just how many are more than I'm, nor possess the existence of brain to cope with the selfish buzzards? Just how many are simply never as ornery when I am, nor think about obtaining using the PC and discovering everywhere I will perhaps create a criticism? Just how many simply surrender towards the despair and simply lay down about the sofa? Can I ultimately? Just how many will soon be cowed from the Midland Nationwide reps' uncaring and wretched perceptions? Just how long am I going to be stored between this stone along with a difficult spot that Midland Nationwide is making for me personally?
I discovered recently why Midland Nationwide is requesting Allianz' corporate promises... They would like to make certain Allianz' corporate panel "has got the expert" to deal with (my) cash for me personally." This angers me beyond what I will convey. Midland Nationwide was delivered paperwork from the trustworthy organization with my trademark about the paperwork. I'm a reliable person in my own 60's. When did my trademark end showing that I provide expert withit? When did Midland Nationwide become my nanny and decide they've to examine and assess my choices?
I'm embarrassed the funeralhome isn't yet compensated because of the supporting of those resources. I'm furious since annuities are funds WE place in a secure spot to be properly used underneath the precise conditions I currently find myself. These aren't life-insurance guidelines that we paid rates and also the resources appearing out of Midland National's wallet. I'm amazed using the insufficient sensation, regard, and degree of disturbance to prevent fulfilling a shown by Midland National's workers. I really could not experience any worse than easily have been robbed and raped.