This company is like a multi-level organization. They train their agents the same way. They call consumers, 'low-hanging' fruit. Those are people that they can get without having to pay for lead generation. Their agents are trained to get the sell, no matter what they have to tell you. They actually go into 'small' groups and change them, in spite of that fact that some employees do not qualify and can't go through their underwriting. When asked if it is okay for a small group to have 'two' plans, ONE group and ONE individual (being THEM) they say, 'sure you can'. Well, group plans have 'participation' requirements where at least 75% must participate in a plan. When I called the Texas Department of Insurance, they told me in the strongest terms, that an 'employer' can not have both a 'group AND individual' plan. That is not allowed. Consumers beware of agents associated with UsHealth, Freedom Life, National Foundation Life. Especially in Texas as their regional manager, Jim Fuller is unscrupulous at best.
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