I, too, was contacted to set up a distributorship and asked to pay 12k. I was also given two names (Ray K. And Bill M). First said he's making 17k this month after a year. Latter said he made 30k this month after 1.5 years.
I did a lot of due diligence and came up with this: UMN is now being called ABC Health System. Probably to avoid any intenet search on the UMN name that comes up with this scam report. The clients that are using the ABC name on their website have been doing so for only a month or so and those clients haven't had anyone start the program yet. I'd reccomend contacting some of the UMN clients that have been using the products for longer to see if they have any more sucess.
It boils down to the fact that you can join the UMN Affiliate Site for free and still get commissions and even recruit other personal trainers and such to sell for you and get a cut from their sales as well. No need to spend the 12K.
Legality wise saw that several Oregon chiropractors were told to cease and desist any further affiliation with UMN due to "fee-sharing". So if you do choose to do this, you should avoid Chiros if they have a fee sharing law in the state.
There are some other sites that I ran accross in my searches that recommend UMN for their payouts for Affiliates. An affiliate is anyone who links their own website to UMN and UMN tracks the ales and gives the affiliate a cut. And the Affiliate program is free. Not 12k for some 24-Hour urine analysis kits.
So log story short... The 12k is probably not needed. The products are at least legit. Just seemed to wishy washy for me to invest in.
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