In March of my spouse and that I obtained a notice our child may age out-of his health care insurance through his job which she'd be protected until December 1. Therefore we began trying to find an inexpensive insurance policy. Your child is just a fulltime university student and works parttime and comes with a pre existing situation. I did so some study on the web. I never heard about Customer Health Benefits Organization. One night we obtained a mobile call from Scott (their respresentative), and we mentioned this problem of our child requiring medical health insurance and prescription insurance. He described that under their advantages, that she'd just spend 20% of workplace appointments, IM, etc. He further described that she'd possess a prescription protection which it had been tiered. And that I repeated anything and published everything along. He also mentioned this strategy might contain life-insurance for $15,000 plus some additional benefits. I expected him easily might examine it with my spouse and provide him a call-back. He mentioned that that might be good, but when we did not sign-up that night he couldn't assure the $119.95 per month quality. And so I stated that I'd contact him back and provide him a yes or no solution. And so I mentioned it with my spouse and we determined this will be a strategy that she might pay the physicians office funds and her medication. And so I approached Scott back and stated that we'd go right ahead and understand this protection for the child. And that I repeated the advantages he associated with me, he confirmed that yes this could be the advantage protection. Therefore we went forward and taken care of it via bank card. He explained that she'd be coated immediately. The following week, our child wound up within the er a few occasions and we nevertheless hadn't obtained the card and clarification of advantages. And so I approached Scott in the clinic and he explained don't fear, they might look after her costs which were not included in my partners insurance. (She was twice coated). He explained that after we obtained the expenses which were not included in my partners insurance to get hold of him and he'd I would like to understand what to complete next.in Novemeber whenever we obtained the outstanding part of the expenses, I tried calling him many times for all times. Lastly in regards to a week later I obtained a phone from another person in his workplace plus they explained that Scott died suddenly. I considered ok and requested this person what I had a need to do, and he explained he might contact me in a couple of days. Haven't seen from him. Therefore 2-3 weeks before in January my child visited get among her medications filled and also the drugstore stated that they might not load it since she didn't possess a fresh card for 2009. Ok, therefore she connections Customer Health Advantages Affiliation AND ALSO YOU NEVER REACH SPEAK WITH EVERYONE, leaves a note and also to this day hasn't seen back. Recently, Feb. 2, she's in have to get see her doctor, (very first time because she's this course of action), they inform her that she's to pay for $150 to determine the doctor, they approached Customer Health Advantages Affiliation and that's the things they told the assistant. Actually, our child is 22 yrs old, is just a fulltime university student and works parttime. Today what young person has that type of cash to determine a health care provider. I've tried calling CHBA for just two times today and also have yet to speak with anybody. They've lied with no one actually replies the participant companies point. Therefore today it's back again to block someone to try to look for coverage of health for the child having a pre existing situation. After I do talk to CHBA, I'll request a return $479.80.
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