I purchased a Catastrophic Plan, Care One thru Mega Life and Health and the NASE! I was deceived. The Agent did not tell me, there was a 21 day rule restriction for it to cover outpatient tests. That's Right! I would have had to be in the hospital 21 Days befor my test, or 21 Days after my test in order for the Policy to PAY A DIME!!! What a treat, payning $560.00 PREMIUM!!! I called my agent, who I will not name, and he had told me, that they, (Mega Agents) are nor require to carry E&O Insurance, because the Comapny will cover them. $7,200 Bill... No not Catastrophic, but VERY, VERY, DECEPTIVE!!! No wonder America is in the shape we are in, with company practices like this. More profit to the Insurer.
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