I filed for Cigna disability and was told that I MUST file for SSI disability to get my Cigna claim. They then referred me to a "helpful" associate who assisted me in filling out the SSI claim. I just started to receive Cigna $, but denied SSI at this time. 1 week later I receive a call from this "helpful" person asking me the status of SSI, one week later I get a letter from Cigna and my employer that I will have to pay all my own insurance and no longer receive disability. Do not use Cigna's associate Advantage it is a scheme to get out of paying and to obtain personal information.