Just like many other Rip off Reports on here about Fitness USA and National Credit my story is similar.
I joined Fitness USA around Sept. Of 2004 in Taylor, MI. I was attending college then and knew within a year would be relocating. I brought this up to the guy who signed me up, he replied dont worry as long as you send proof they can and will cancel the membership. Also like many other this was thought to be a month to month membership.
When the time came to move after I graduated I stopped by the gym to pick up the cancellation form. Once I moved I made 2 more payments just because I hadnt sent in the form. I then mailed in the form with a copy of my leasing agreement from the apartment complex I was living at, I got a letter back about 2 months later. During this time National Credit was harassing me multiple times a day. I stated to them the situation and they didn't care, all they wanted was a payment.
I made another payment to them while I was waiting for them to respond. When I received their letters it stated that I was denied because this seemed to be a temporary move. My lease was for one year by the time my lease was up even if I planned on moving back my contract with them would be over. Doesn't make sense further more I had a roommate living with me and the utility bills were all under his name. So I couldnt send them that, BUT when I sent them a copy of the lease his name was also on the lease as well. I tried to explain that to Nation Credit with no luck.
After many months of fighting this and National Credit harassing me at all time of the day and night multiple times a day from many different employee's I gave in and paid the remaining balance off.
I am now looking to purchase a home but due to my credit problems with National Credit only few banks with accept with insane interest rates. I make $50,000 a year but had a credit problem for about $350 bucks. National Credit ran me in a circle for months and months destroying my credit while doing so. They got their money plus all the late fee's in full, but still chose to destroy my credit over a minimal amount of money.
I plan to fight this somehow or someway now that I see I'm not the only person Fitness USA or National Credit has done this to. I believe we deserve some sort of agreement. I'm not asking for money just simply repair my credit and let me move on.
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