We were sold a policy from united american insurance company on the basis that it was a company better than blue cross and blue shield as it was cheaper and had 80/20 percent payment schedule for major medical expenses [just like blue cross and blue shield]. To late we found out payout on policy falls way short of 80/20 in fact the 80/20 share cost is you pay 80% of major medical and they pay maybe 20% beware of this company... Our hospital said this was the worst insurance it had seen in along time.
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