Whoever would have thought that one phone call could change your life and the life of your children.
I called Financing Alternatives, Inc. (FAI) in August in efforts of placing an order for a computer for my children. My wish was to purchase the computer and present it as a Christmas gift to my children. I placed the order with FAI and set-up regular scheduled payments twice a month (on the 5th and 20th of each month) in the amount of $77.94 to be automatically deducted from my checking account.
When I called FAI in November to inquire about the status of my computer, I was informed taht I would not receive the computer before Christmas. The response (similar to this) was as follows: "Due to upgrades... Our warehouse is experiencing high volumes of orders. Which will cause a delay in shipping." I was truly upset that I would receive the computer by Christmas and voiced just that. I then mentioned to the phone representative that I should cancel the order. She responsed by saying something like "I wouldn't do that if I were you; if you do, you will lose all the money that you have paid thus far." She asked that I be patient with the company, and I should receive the computer on or about February 1.
Like an idiot, I fell for that. I truly wanted that computer for my children.
I continued to make payments with the thought that it would be late, but my children will still have it. Not to mention, I didn't want to lose the money I had already paid.
I called mid-February; I could not get an answer. I called every month at least two or three times a week in efforts of contacting SOMEONE/ANYONE regarding my computer. Of course, to no avail.
My final payment of $77.94 was drafted from my account on August 5th (or 20th). I have paid an approximate total of $1,871.04 for NOTHING. You hear about and see these types of reports on television news all the time. Not in my wildest dreams would I have thought I would become a victim of a SCAM.
It hurts me, deeply. Most of all, it hurts my children. I am a teacher. I don't have money to throw-a-way. I live on a strick budget. I thought by paying for the computer in small increment amounts, I would be safe, financially.
My children are devastated by this act of fraud by FAI. Needless to say, so am I. I want them to pay for scamming hardworking people who live on a budget. Most of all, I want them to pay for taking advantage of and scamming children. What type of people would do such a thing? The damage and disappointment they have placed on my children, they can't make up for.
I pray that they get everything they deserve and more.instead of my children receiving that computer as a Christmas gift, they were scammed out of $1,871.04. I want the FAI Owners to look my children and their eyes and tell them the reason why they did what they did...
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