On 4/28 i responded to a promotional ad of "no interest no payment for 24 months on purchases of tvs and appliances of $499.00 and up if paid by 4/28 in my case with a purchase of flat screen tv for $3,083.82.
A voluntary monthly payment of $125.00 were made but later discovered that only a portion of my payment was applied to principal and a portion to interest.
I was induced to sign an application for credit which i later discovered to be a visa card application with interest of 24.75% p.A.
A complaint letter was sent on 2/16 but no reply or action was made, the account is about to be fully paid.
I believed i was fraudaulently deceived by the promotional ad.
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