I had an account with fingerhut credit advantage up until April. I paid the account off and requested that it be closed, only to find out on my credit report as of now October that it states I have a debt that was included or discharged through bankruptcy chapter 7,11, or 12, and I have never filed bankruptcy in my life.
I have not used this account since April and three years later this is showing up on my credit report. I wrote them in April asking for the false information to be taken off my credit report. They wrote me back on May 13 stating that in 30-60 days the credit bureaus would update my records, and it still has not been done. I have copies of my last statement and the letter they wrote me to prove that I don't owe them anything.
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